There are several options for protecting the value of your antique diamond jewelry; homeowner’s insurance, jewelry insurance separately, and repair and insurance obtained through your jewelry. Dover Jewelry will tell you what are those options and the process to get a full insurance for your valuable jewelry.
Content: Diamonds have always been considered extremely beautiful and with a great value, but what to do when your Antique diamond jewelry is lost or stolen, replacing it is expensive and in many cases impossible, that's why you need to have a insure for your jewelry. There are several options for protecting the value of your antique diamond jewelry; homeowner’s insurance, jewelry insurance separately, and repair and insurance obtained through your jewelry.
The first type of insurance that you can use to protect your jewelry is a renter’s insurance policy; most of these, can give additional coverage to your valuables, in this case your Antique diamond jewelry. To access this insurance is necessary to submit receipts showing the value of the pieces you want to cover. The disadvantage of this type of insurance is that it has a coverage limit, so if your jewelry has a huge sentimental value for you maybe this type of insurance is not the best choice for you.
There are also insurance specialized in jewelry, they cover the full value of your pieces and all you need is that your Antique diamond jewelry be evaluated by a gemologist. This type of insurance covers the repair and replacement of your jewelry. The third option is the insurance granted by a reputable jeweler; there are many jewelers who offer policies to cover maintenance, cleaning and repair of your pieces. This option offers the advantage that a jeweler can locate the main problems that can occur with jewels; however it is only useful for repairs and maintenance, so you'd have to access an additional policy to cover loss or theft.
Finally, be mindful that there are special conditions for insurance, in some cases insurance companies require that the jewels are cleaned and inspected regularly. This is important not only to ensure the authenticity of its parts, but also to ensure that these are in perfect condition and thus establish a policy to ensure the protection of the same in case something bad happens to them; remember that maintaining your parts in perfect condition, if you want to secure them, is vital for insurance companies; to have a complete record of this you can take your jewelry to a professional to identify where potential problems of your jewelry.
Do not wait, protect your investment by hiring a professional service that will guarantee your money back in case of any emergency.
No comments:
Post a Comment